Pay your bills on time
You want to pay your bills on time and don’t be late with them. This will show you in a good light with your creditors. They will be more willing to work with you if there was ever a problem. I use a excel spreadsheet that has all my bills and when they are due so I will never be late for any bills. This is my record keeping. How does everyone else keep up with their bills? Instead of an excel spreadsheet you can write your bills in a journal like notebook and use for record keeping. I also put them in my calendar when they are due.
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