Americans are in Debt

Americans need some kind of debt relief because they are over extending themselves. We the younger generation have the second-highest rate of bankruptcy. Credit card debt is really hearting families. It is very easy for people to get a credit card, and the companies are sending the credit cards like water to people. It needs to stop. It is just not credit card people go into debt for. I know medical bills, and prescriptions are very outrages for people to pay. People should stop over spending. They need to have some sort of reserve cash on hand in case of emergencies.

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